Terms and Conditions

Finwise Finance Referral Program Terms and Conditions

As a Referrer, you are subject to Finwise Finance Terms of Use and Privacy Policy (both available on our website), as well as the following additional Terms & Conditions for the Finwise Finance Referral Program:

  • Qualified Referral. A Qualified Referral is defined as a referral to a family or friend who is genuinely interested in obtaining finance for a car, personal, commercial or business loan. They must not have previously enquired about a loan with Finwise Finance prior to the referral.
  • Referred Customer. The Referred Customer and the Referrer cannot be the same person (for example, by using a different email address). The Referred Customer must be a new customer who has never obtained Finance from Finwise Finance previously.  We automatically disqualify suspicious referrals.
  • Referral Rewards. For the Referrer to obtain a referral reward, the Referred Customer must qualify for a loan based on responsible lending requirements. A Finwise Financial lender must successfully approve the loan, and the loan amount settled before any referral reward will be authorised. If the referral satisfies all Terms and Conditions, the Rewards Payment will be made within seven business days of settlement.
  • Reward Payments. Rewards are payable in the amount of $150 and paid in the form of a digital gift card, which can be used for over 1000 online and in-store locations within Australia. Gift cards are not redeemable for cash. Once a Gift Card has been issued, the Gift Card is the sole responsibility of the Referrer. Finwise Finance holds no responsibility for lost or expired Gift Cards.  
  • Eligibility. Eligibility is limited to individuals only. Finwise Referral Program cannot be used by businesses for affiliate lead generation as determined by Finwise Finances sole discretion.
  • Spam. Any spam or false referrals submitted are prohibited and will be reported to the relevant authority.  
  • Right to cancel a referral or application. Finwise Finance reserves the right to close the application of any Referrer and/or Referred Customer if the Referrer and/or Referred Customer attempts to use the Finwise referral Program questionably or breaches any of these Terms & Conditions or is in violation of any law, statute or governmental regulation.
  • Right to Cancel Program or Change Terms. Finwise Finance reserves the right to cancel the Finwise Referral Program or to change these Terms & Conditions at any time in its sole discretion. Any unclaimed referral rewards will be forfeited at that time.

Please contact us on [email protected] if you would like further information.